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NEW QUESTION: 1
A loan portfolio's full notional value is $100, and its value in a worst case scenario at the 99% level of confidence is $65. Expected losses on the portfolio are estimated at 10%. What is the level of economic capital required to cushion unexpected losses?
A. 0
B. 1
C. 2
D. 3
Answer: D
Explanation:
Explanation
Expected value = $90 ($100 - 10%)
Value at 99% confidence level = $65
Therefore economic capital required at this level of confidence = $90 - $65 = $25.
Choice 'a' is the correct answer, the other choices are not.
(We can also look at it this way as explained in section III.B.6.2.2 of the handbook: Economic capital is designed to absorb unexpected losses, which are equal to total losses at a given confidence level minus expected losses. (Expected losses are to be covered by credit reserves). Total losses are $100-$65=$35, and expected losses are 10%*$100=$10, therefore economic capital should be $35-$10=$25.)
NEW QUESTION: 2
Das Ziel eines Business Continuity Plan (BCP) Trainings- und Sensibilisierungsprogramms ist:
A. Verbessern Sie die Fähigkeiten, die zum Erstellen, Verwalten und Ausführen des Plans erforderlich sind.
B. Stellen Sie jedem Wiederherstellungsteam Checklisten und Verfahren zur Verfügung.
C. Beschreiben Sie die Wiederherstellungsorganisation für neue Mitarbeiter.
D. Sorgen Sie für ein hohes Maß an Wiederherstellung im Katastrophenfall.
Answer: A
NEW QUESTION: 3
多国籍企業には、モバイル性の高い労働力と最小限のITインフラストラクチャがあります。同社はBYODとソーシャルメディアポリシーを利用して、プレゼンステクノロジーを個人やチームによるグローバルなコラボレーションツールに統合しています。従業員の分散と頻繁な海外旅行の結果、会社は特定の国に出入国するときの従業員とその家族の安全を心配しています。プレゼンステクノロジーを使用することの欠点として、会社は次のどれを見ることができますか？
A. インサイダーの脅威
B. 物理的なセキュリティ
C. ネットワーク偵察
D. 産業スパイ
Answer: B
Explanation:
If all company users worked in the same office with one corporate network and using company supplied laptops, then it is easy to implement all sorts of physical security controls. Examples of physical security include intrusion detection systems, fire protection systems, surveillance cameras or simply a lock on the office door. However, in this question we have dispersed employees using their own devices and frequently traveling internationally. This makes it extremely difficult to implement any kind of physical security.
Physical security is the protection of personnel, hardware, programs, networks, and data from physical circumstances and events that could cause serious losses or damage to an enterprise, agency, or institution. This includes protection from fire, natural disasters, burglary, theft, vandalism, and terrorism.