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NEW QUESTION: 1
Section A (1 Mark)
A bank is considering making a loan to Sandeep Hunjan. Sandeep owns his own home and has lived there for the past four years. What aspect of evaluating a consumer loan application is this fact most concerned with?
A. Employment and residential stability
B. Deposit balance
C. Pyramiding of debt
D. Character and purpose
Answer: A
Explanation:
Section C (4 Mark)
Mr. Vinay, aged 36 years is working in a company, at a managerial level, and has an income of Rs. 40,000 p.m. comprising of Basic salary and DA as on 31/03/2008. His other allowances amount to Rs. 18,000 p.m. He would retire at the age of 60 years. His wife Reena, aged 32 years, is working in a High School and has a post-tax income of Rs. 2,76,000 per annum. Mr. and Mrs. Vinay have two daughter Deepika, aged 10 years
and Rekha, aged 5 years.
Mr. Vinay's father died of heart attack, 5 months back, at the age of 72 years, leaving a house (Value as on date Rs. 30 lakh) in which Vinay is staying at present and other assets worth Rs. 20 lakh (shares of large cap companies worth Rs. 10 lakh, Fixed deposit in post office of Rs. 5 lakh and Bank FD of Rs. 5 lakh) in Vinay's mother's name. His mother 63 years old is disabled and fully dependent on Vinay, he being the only child of his parents. Vinay has to keep an attendant for his mother, round the clock.
The Assets of the Couple are:
1.Cash in HandRs. 18,000
2.Bank balanceRs. 40,000 (Vinay) Rs. 25,000 (Reena)
3.JewelleryRs. 400000 (Reena)
4.Money Market Mutual FundRs. 3,00,000 (Vinay)
5.Shares
?ICICI Bank 200 shares bought at Rs. 1000 per share,
?Infosys 150 shares bought at Rs. 1700 per share
?Reliance Communication 350 shares bought at Rs. 350 share.
6.Debt oriented mutual FundsRs. 2,00,000
7.PPFRs. 5,00,000 (Vinay), Rs. 4,00,000 (Reena)
8.House in the joint name of Vinay and Reena with 50% ownership of each. This house has two floors and is let out for Rs. 9,000 pm for each of the floors. Present value of this house is Rs. 60,00,000.
Vinay and Reena had taken a housing loan of Rs. 15,00,000 each. Of this Rs. 10,00,000 is pending on each name. They are presently paying an EMI of Rs. 20,000 each, Rate of interest being 10.75% p.a.
The Retirement Benefits of Vinay after 15 years hence, are expected to be as follows:
Vinay has taken a term insurance of Rs. 30 lakh for 20 years, which is expiring 5 years from now. He has no other insurance. Vinay's monthly household/ living expenses are Rs. 50,000. This excludes EMI on loans but includes all other expenses including expenses on his mother's care.
Vinay expects Deepika to get married 12 years hence for which likely expenditures in today's term is 15 lakh.
Vinay's salary is likely to grow at 7% pa and Reena's salary is likely to grow at 6% p.a. Risk free rate of interest is 8% pa and inflation is 6% p.a. Long term growth on Equity/Equity based MF is taken as 15% p.a.
NEW QUESTION: 2
ルールを追加するまで作成したカスタムネットワークACL。明示的に関連付けるまではサブネットに関連付けられません。
A. デフォルトですべての送受信トラフィックをブロックします
B. デフォルトですべての受信トラフィックと送信トラフィックを許可します
C. デフォルトで受信トラフィックのみをブロックします
D. デフォルトで発信トラフィックを許可します
Answer: A
Explanation:
You can create a custom network ACL for your VPC. By default, a network ACL that you create blocks all inbound and outbound traffic until you add rules, and is not associated with a subnet until you explicitly associate it with one.
The default NACL that is created with your VPC allows all inbound and outbound traffic by default Reference:
http://docs.aws.amazon.com/AmazonVPC/latest/UserGuide/VPC_ACLs.html#CreateACL
NEW QUESTION: 3
A. _SYS_BI
B. _SYS_REPO
C. _SYS_SECURITY
D. _SYS_BIC
Answer: B
NEW QUESTION: 4
Your company is developing an e-commerce Azure App Service Web App to support hundreds of restaurant locations around the world.
You are designing the messaging solution architecture to support the e-commerce transactions and messages.
The e-commerce application has the following features and requirements:
You need to choose the Azure messaging solution to support the Restaurant Telemetry feature.
Which Azure service should you use?
A. Azure Service Bus
B. Azure Relay
C. Azure Event Hub
D. Azure Event Grid
Answer: C
Explanation:
Explanation
Azure Event Hubs is a big data pipeline. It facilitates the capture, retention, and replay of telemetry and event stream data. The data can come from many concurrent sources. Event Hubs allows telemetry and event data to be made available to a variety of stream-processing infrastructures and analytics services. It is available either as data streams or bundled event batches. This service provides a single solution that enables rapid data retrieval for real-time processing as well as repeated replay of stored raw data. It can capture the streaming data into a file for processing and analysis.
It has the following characteristics:
* low latency
* capable of receiving and processing millions of events per second
* at least once delivery
Note: Comparison of services
References:
https://docs.microsoft.com/en-us/azure/event-grid/compare-messaging-services