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NEW QUESTION: 1
An organization is considering services it can successfully provide to its customers. One of the services, however, is deemed to be difficult to offer with a high degree of certainty of success. The organization has decided not to offer the service because of the risk in offering the service, and failing. What risk response is used in this scenario?
A. Avoidance
B. Transference
C. Sharing
D. Mitigation
Answer: A
Explanation:
Explanation/Reference:
Answer option D is correct.
This is an example of the avoidance risk response. Avoidance are preventive actions, workarounds, and decisions to avoid a negative risk event.
Answer option B is incorrect. Transference is a risk response that transfers the risk to a third party - usually for a fee.
Answer option C is incorrect. Mitigation is a risk response to reduce the probability and/or impact of a negative risk event.
Answer option A is incorrect. Sharing is a risk response that shares a positive risk event with another party.
Reference: PHR Exam prep, Pearson Education, ISBN: 978-0-7897-3677-2. Chapter 8: Risk Management.
Official PHR and SPHR Certification Guide, HR Certification Institute, ISBN: 978-1-586-44149-4, Section III, The US HR Body of Knowledge.
Chapter: Risk Management
Objective: Risk Management
NEW QUESTION: 2
どのプロセスには、すべての補助計画を定義、準備、調整し、それらを包括的な計画に統合することが含まれますか？
A. 品質管理の計画
B. プロジェクト管理計画の作成
C. プロジェクト作業の監視と制御
D. プロジェクト作業の指示と管理
Answer: B
NEW QUESTION: 3
The Fiesta Health Plan prices its products in such a way that the rates for its products are reasonable, adequate, equitable, and competitive. Fiesta is using blended rating to calculate a premium rate for the Murdock Company, a large employer. Fiesta has assigned a credibility factor to Murdock. Fiesta has also determined that Murdock's manual rate is $200 PMPM and that Murdock's experience rate is $180 PMPM.
Fiesta would correctly calculate that its blended rate PMPM for Murdock should be Fiesta's retention charge plus
A. $228
B. $188
C. $152
D. $192
Answer: B
Explanation:
Explanation/Reference:
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